FAQs

At Holistiq Financial, we focus on holistic, tax-smart investing and personalized financial planning. As a financial advisor in Lees Summit, MO, we put your interests first. With expertise in retirement planning, tax planning, and investment management, we provide strategies tailored to your life—not off-the-shelf solutions.

This is one of the most common concerns we help clients address. Retirement planning isn’t just about hitting a number—it’s about understanding your lifestyle, healthcare needs, income sources, and tax considerations. We use detailed projections to give you a clearer picture of where you stand and how to move forward with confidence.
 

The right timing depends on your income needs, health, and long-term tax outlook. Claiming Social Security too early may reduce lifetime benefits, while delaying can increase them. We provide personalized Social Security analysis to help you make the most informed decision for your situation.

Holistiq Financial provides a wide range of services, including:

• Retirement Planning
• Tax Planning
• Financial Planning for Business Owners
• Asset Management
• Comprehensive Financial Planning

Each service is designed aiming to support your unique financial goals and circumstances.
 

Our ideal clients are:

• Successful small business owners who want to align business and personal finances.
• Individuals and couples nearing retirement who want to maximize savings, reduce taxes, and feel confident about their retirement plans.

Being a fiduciary means we are legally and ethically obligated to act in your best interest within advisory relationships. Unlike some advisors who may earn commissions for selling products, we provide transparent advice focused solely on helping you manage your goals.

We operate on an Assets Under Management (AUM) model. This means our compensation grows when your portfolio grows—aligning our success with yours. There are no hidden commissions or product sales.

We believe in holistic, tax-smart investing. Our approach prioritizes after-tax results, diversification, and long-term discipline. By incorporating tax planning into investment management, we help clients keep more of what they earn while pursuing growth.

Yes. We offer virtual financial planning and investment management services. Whether you’re local to Lees Summit or located elsewhere, we provide the same personalized service through secure video meetings.
 

We understand the unique challenges of running a business. Our services for business owners include tax planning, retirement plan strategies, cash-flow optimization, and succession planning. The goal is to help you grow your business while building personal wealth and preparing for the future.

Thoughtful tax planning can make a significant difference in your financial picture. We explore strategies such as Roth conversions, tax-efficient withdrawals, business deductions, and charitable giving approaches—all aimed at reducing your tax burden and preserving more of your wealth over time.

The first step is a complimentary consultation. During this meeting, we’ll discuss your goals, review your financial situation, and outline how our planning process works. From there, we’ll create a customized roadmap to guide your decisions with clarity and confidence.